The recent article by Alicia Caramenico in Fierce Health Payer, http://www.fiercehealthpayer.com/story/narrow-networks-striking-right-balance/2014-07-21, expresses a few of the problems with narrow networks. The three main problems went unmentioned however.
- The main value of the narrow networks goes to the insurance companies who use them to cherry-pick policy holders and providers on the basis of what’s good for the bottom line of the insurance company.
- The panel highlighted in the report consisted of “featured leaders representing a nonprofit health system, health insurers, insurance commissioners and a healthcare economist.” There was no mention of the opinions of physicians and patients.
- The whole issue is nothing but an insurance underwriting problem that would not exist if we had single payer medicine.
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