Narrow Networks. Value only for insurance Companies

The recent article by Alicia Caramenico in Fierce Health Payer, http://www.fiercehealthpayer.com/story/narrow-networks-striking-right-balance/2014-07-21, expresses a few of the problems with narrow networks. The three main problems went unmentioned however.

  1. The main value of the narrow networks goes to the insurance companies who use them to cherry-pick policy holders and providers on the basis of what’s good for the bottom line of the insurance company.
  2. The panel highlighted in the report consisted of “featured leaders representing a nonprofit health system, health insurers, insurance commissioners and a healthcare economist.” There was no mention of the opinions of physicians and patients.
  3. The whole issue is nothing but an insurance underwriting problem that would not exist if we had single payer medicine.

Please see http://wp.me/p4MwV3-11 for more on Narrow Networks

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